ONLINE TERMS AND CONDITIONS:
Notice
IMPORTANT PLEASE SCROLL DOWN AND READ THE SUBSCRIBER AGREEMENT AND TERMS AND CONDITIONS BELOW. This Subscriber Agreement governs your use of Smart Youth Investments Ltd‘s website and is a legal agreement between you and Smart Youth Investments Ltd. (hereinafter " SYIL").
This is a legally binding agreement between you and SYIL establishing the terms and conditions under which this web site may be used. Use of the online service implies that you accept these terms and conditions.
If you do not accept these terms and conditions do not access this web site and do not use the online services.
BY CLICKING ON THE "I AGREE" BUTTON OR OTHERWISE USING SMART YOUTH INVESTMENTS PRODUCTS, YOU AGREE THAT YOU HAVE READ THIS AGREEMENT, UNDERSTOOD IT AND AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. If you agree, click on the "I AGREE" button at the end of this Agreement. If you click "I AGREE" without actually reading or printing this license agreement, you will nevertheless be legally bound. If you do not agree to be bound by the terms of this Agreement, click "I DISAGREE." If you click "I DISAGREE," you will not be able to proceed with the SYIL’s registration process and become a subscriber.
 
Company details
Smart Youth Investments Ltd ("SYIL") is incorporated in Nairobi, Kenya. It is a limited liability company the principal office of the company is situated in Nairobi Kenya.
     
Jurisdiction and restrictions
SYIL controls and maintains this web site from Kenya and SYIL makes no representation that the material and information contained herein is appropriate or available for use in other locations/jurisdictions. These terms and conditions are governed by Kenyan law.
The distribution of this web site's material may be restricted by law in certain jurisdictions. It is your responsibility to find out what those restrictions are and observe them.
 
Disclaimers Of Warranties
SYIL EXPRESSLY DISCLAIMS ALL WARRANTIES RELATED TO ANY USE OF THE 411 BLOG OR THE CONTENT AND FURTHER THAT THE WEBSITE OR COMMUNITY WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THEY WILL OPERATE ERROR FREE. IN ADDITION, YOU AGREE THAT SYIL PROVIDES ACCESS TO THE WEBSITE, 411 BLOG AND THE SERVICES "AS IS" AND ON AN "AS AVAILABLE" BASIS AND MAKES NO WARRANTY WITH REGARD TO THE SERVICES OR THE SUITABILITY OF THE SERVICES FOR YOUR NEEDS. WE SPECIFICALLY DISCLAIM ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY REPRESENTATIONS OR WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
THE SERVICES AND CONTENT OF THE WEBSITE AND 411 BLOG DO NOT PROVIDE INVESTMENT, FINANCIAL OR TAX ADVICE, AND SHOULD NOT BE USED TO MAKE ANY INVESTMENT DECISIONS. WE DO NOT ADVOCATE THE PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT, NOR DO WE ENDORSE OR SPONSOR THE PRODUCTS, GOODS OR SERVICES OF ANY USER OF THE 411 BLOG. YOU SHOULD ALWAYS SEEK THE ASSISTANCE OF A PROFESSIONAL FOR TAX, FINANCIAL AND INVESTMENT ADVICE.
SYIL MAKES NO EXPRESS, IMPLIED OR STATUTORY WARRANTIES, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. SOME JURISDICTIONS DO NOT ALLOW EXCLUSIONS OF AN IMPLIED WARRANTY, SO THIS DISCLAIMER MAY NOT APPLY TO YOU AND YOU MAY HAVE OTHER LEGAL RIGHTS THAT VARY BY JURISDICTION. NO SYIL AGENT OR EMPLOYEE IS AUTHORIZED TO MAKE ANY MODIFICATIONS, EXTENSIONS, OR ADDITIONS TO THIS WARRANTY.
SYIL makes no representation or warranty of any kind, express, implied or statutory regarding this web site or the materials and information contained or referred to on each page associated with this web site. The material and information contained on this web site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this web site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.
Geographic, political, economic, statistical, financial and exchange rate data is presented in certain cases in approximate or summary or simplified form and may change over time. Reliance has been placed by the editors on certain external statistical data which, though believed to be correct, may not in fact be accurate. SYIL accepts no liability for any loss or damage arising directly or indirectly from action taken, or not taken, in reliance on material or information contained on this web site. In particular, no warranty is given that economic reporting information material or data is accurate reliable or up to date.
SYIL accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this web site, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this web site, its contents or associated services, or due to any unavailability of the web site or any part thereof or any contents or associated services.
Please note that any software downloaded from this web site is at your own risk and SYIL neither assumes nor accepts liability for any loss or damage, (whether direct or indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from your use of this web site.
Any hyperlinks from this web site exist for information purposes and are for your convenience only and SYIL accepts no liability for any loss or damage arising directly or indirectly (including consequential loss) from the accuracy or otherwise of materials or information contained on the pages of such sites or loss arising directly or indirectly from defects with such sites. SYIL's inclusion of hyperlinks does not imply any endorsement of the material on such sites.
SYIL does not guarantee that any e-mails from the web site will be sent to you or received by SYIL nor does SYIL warrant the privacy and/or security of e-mails during internet transmission.
 
Limitation Of Liability
UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY, TORT, CONTRACT, OR OTHERWISE, SHALL SYIL, IT'S SUBSIDIARIES, AFFILIATED ENTITIES, OFFICERS, EMPLOYEES, AGENTS, LICENSEES OR LICENSORS, OR ITS SUPPLIERS OR RESELLERS (EITHER JOINTLY OR SEVERALY) BE LIABLE TO YOU OR ANY OTHER PERSON, INCLUDING WITHOUT LIMITATION, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL DAMAGES OR OTHER LOSS OF ANY CHARACTER, RELATING TO THE WEBSITE, 411 BLOG OR CONTENT, THIS AGREEMENT OR ACTIVITIES RELATING THERETO EVEN IF SYIL SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMIT OF THE AGGREGATE LIABILITY OF SYIL FOR DIRECT DAMAGES SHALL NOT EXCEED THE SUBSCRIPTOIN FEES YOU PAID TO ACCESS SYIL SERVICES. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. IF ANY APPLICABLE AUTHORITY HOLDS ANY PORTION OF THIS SECTION TO BE UNENFORCEABLE, THEN SYIL'S LIABILITY WILL BE LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY APPLICABLE LAW.
 
Use and disclosure of personal information
Unless restricted by applicable law, you agree that any and all personal information/data relating to you collected by SYIL from this web site from time to time may be used and disclosed for such purposes and to such persons as may be in accordance with SYIL's current data protection and privacy policy.
A copy of SYIL's current data protection and privacy policy may be accessed by clicking on the privacy policy link.
 
Limitations On Use
The content available through the SYIL website is our property or the property of our licensors and is protected by copyright and other intellectual property laws.
You agree not to sell, publish, distribute, retransmit or otherwise provide access to the content received through the SYIL website to anyone, including your fellow employees, with the following exception:
(i)You may use our "Send to a Friend" service to e-mail selected articles from The SYIL menu to a few individuals, without charge. You are not permitted to use this service for the purpose of regularly providing other users with access to content from the SYIL website, nor may you reproduce, duplicate, copy, sell, resell or exploit any material for any commercial purpose.
(ii)You agree not to create abstracts from, scrape or display headlines from our content for use on another web site or service. You agree not to post any content from the SYIL website to newsgroups, mail lists or electronic bulletin boards, without our written consent. To request consent for this and other matters, please contact This e-mail address is being protected from spam bots, you need JavaScript enabled to view it e-mail address is being protected from spam bots, you need JavaScript enabled to view it
You agree not to use the SYIL website for any unlawful purpose. We reserve the right to terminate or restrict your access to the SYIL website if, in our opinion, your use of the SYIL website may violate any laws, infringe upon another person's rights or violate the terms of this Agreement. Also, we may refuse to grant you a user name that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar, unsuitable or otherwise offensive in our sole discretion.
 
Code of Conduct

You agree to abide by the following rules when visiting or using younginvestors.co.ke:

• No profanity within the walls of the SYIL website
• Keep all agreements and promises you make
• Admit and correct mistakes quickly
• Be willing to give and take constructive feedback
• Communicate supportively
• Be honest
• Take responsibility without laying blame or justification
• Hold each other innocent until all facts are in
• Confidentiality must be respected
• Commit to on-going education, personal growth and financial independence
• Gossip destroys relationships. Be direct, forthright and resolve conflict with the source

 
Indemnity
You hereby agree to indemnify and to keep SYIL fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by SYIL arising from or which is directly or indirectly related to:-

• your access to and/or use of SYIL's web site and/or any other person or entity's use of this service or web site where such person or entity was able to access the service or web site using your user id and/or password; or
• any breach or non-observance of any of these terms and conditions by you or by any other person or entity where such person or entity was able to access and/or use the NSE/SMART YOUTH INVESTMENT CHALLENGE or any other service or web site by using your user id and login password.

 

Termination
SYIL may terminate this agreement, your access to this web site at any time, with or without cause or notice.
     
Modification
SYIL reserves the right in its discretion to change without prior warning or notice any information or material contained on this web site and the terms and conditions under which this web site is used.
 
Trademark Or Other Intellectual Property
All contents of this web site including, but not limited to the text, graphics, links and sounds are the copyright of SMART YOUTH INVESTMENTS LTD and may not be copied, downloaded, distributed or published in any way without the prior written consent of SYIL.
Without SYIL's written prior permission, you agree not to display or use in any manner, the SYIL Marks or any other intellectual property.
"Smart Youth investments", “Smart Youth investments limited”,” Smart Youth investments ltd",  are registered trade marks and service marks of Smart Youth Investments Ltd and no permission or license is granted to use any such trade marks or service marks without the prior written consent of Smart Youth Investments Ltd. All other marks names and logos used on this web site (unless otherwise stated) are the intellectual property rights held by companies within the Smart Youth Investments Ltd group.
In relation to any information or materials which you submit to SYIL using this web site, you hereby grant to SYIL a worldwide royalty-free perpetual license of the copyright and intellectual property rights in such information or materials for any purpose it deems including, without limitation, the copying, transmission, distribution and publication thereof, unless restricted by applicable law.
You agree that SYIL shall not be under any obligation of confidentiality to you regarding any such information or materials submitted to it using this web site unless agreed otherwise in a separate direct contract between you and SYIL or required by law.
You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through this web site.
SYIL may be contacted via email through any of the "contact us" icons on the SYIL web site.
 
Discussion Forums (411 Blog), Third Party Web Sites, Services And Software
We provide a service called "411 blog" through the SYIL website, which is governed by additional terms that you are required to abide by at the time you register access the 411 blog.
We may link to, or promote web sites or services from other companies on the SYIL website or offer you the ability to download software from other companies. You agree that we are not responsible for, and do not control, those web sites, services and software. You agree that SYIL is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that SYIL shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.
 
Modification
We may discontinue or change younginvestors.co.ke or its availability to you, at any time within our sole discretion. We may also modify any of the terms and conditions contained in this Agreement, at any time and in our sole discretion, by either posting a change notice or a new agreement on the website or by giving you notice by e-mail or postal service. Modifications may include, for example, changes in the scope of available service. IF ANY MODIFICATION IS UNACCEPTABLE TO YOU, YOUR ONLY RECOURSE IS TO TERMINATE THIS AGREEMENT. Your continued participation in the online community following our posting of a change notice or new agreement on our site or by giving you other notice will constitute binding acceptance of the change.
 
Privacy
Registration data and other information about you is subject to our Privacy Policy. However, any and all data collected through SYIL's website or the 411 blog program, through sales, registration or otherwise shall belong to SYIL. Please note: If you are located outside of Kenya, note that information that you provide to us is being sent to Kenya. By subscribing to younginvestors.co.ke, you understand and consent to your data being sent to Kenya. The Privacy Policy can be accessed from a link located at the bottom of the younginvestors.co.ke homepage.
Miscellaneous Provisions: This Agreement is the exclusive and entire agreement between you and SYIL concerning your use of younginvestors.co.ke and the 411 blog and supersedes any and all prior or contemporaneous oral or written agreements, representations, negotiations or other dealings between you and SYIL regarding your use of younginvestors.co.ke and the 411 blog. You agree that this Agreement, as well as any and all claims arising from this Agreement will be construed, interpreted and governed by the laws of the government of Kenya, without regard to its conflict of law provisions. The sole and exclusive forum for principles. The sole jurisdiction and venue for any litigation arising out of this Agreement will be an appropriate magistrates or local court located in Kenya.
If any part of this Agreement is found to be void unenforceable or invalid, it shall not affect the other provisions of this Agreement. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement nor will it be deemed a waiver of future enforcement of that or any other provision. This Agreement is personal to you, which means that you may not assign your rights or obligations, by operation of law or otherwise, under this Agreement to anyone and no third party is a beneficiary of your rights under this Agreement.
YOU AGREE THAT BY CLICKING THE "I AGREE" BUTTON OR BY YOUR OTHER USE OF THE 411 BLOG AND WEBSITE, YOU ACKNOWLEDGE AND YOU AGREE THAT: 1) YOU HAVE READ THIS AGREEMENT, UNDERSTOOD IT, AND AGREE TO BE BOUND BY ALL ITS TERMS AND CONDITIONS; 2) BY ACCEPTING THE AGREEMENT, THE AGREEMENT WILL BE DEEMED ACCEPTED AND SIGNED BY YOU PERSONALLY; 3) IF YOU CLICK "I AGREE" WITHOUT ACTUALLY READING OR PRINTING THIS AGREEMENT, YOU WILL NEVERTHELESS BE LEGALLY BOUND; AND 4) YOU WARRANT AND REPRESENT THAT YOU ARE AN ADULT AND NOT UNDER ANY DISABILITY IN MAKING A CONTRACT.

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